The federal budget has announced a freeze on social security deeming rates until June 2025. This decision has significant income implications for Age Pension recipients and suggests potential changes in official interest rates. Learn what deeming rates are, their benefits, and what the freeze means for your retirement planning.
Discover why a growing number of self-managed super fund (SMSF) trustees are incorporating exchange traded funds (ETFs) and managed funds into their portfolios. The 2024 Vanguard/Investment Trends SMSF Report reveals significant trends, including increased allocations to ETFs and managed funds, and the benefits driving these investment choices. Learn how diversification, access to specific markets, and cost-effectiveness are shaping the investment strategies of Australia’s SMSFs.
With the end of the financial year approaching, here are five practical steps to boost your superannuation balance before 30 June 2024, ensuring a more secure retirement future.
Explore key considerations for transitioning into retirement and understand your options for accessing superannuation savings with insights from Vanguard.
Learn about the latest rise in the Age Pension rate and how it affects retirement planning. This article from Vanguard provides insights into the cost of living in retirement and the benefits of good retirement planning.
Retirement is often thought of as a time for leisure and travel, but it’s crucial to plan for all stages of retirement, including the frailty years. This article highlights the importance of preparing for health care costs, quality of care, and aged care expenses to ensure financial stability throughout retirement.
Are you a business owner relying on selling your business to fund your retirement? This article explores the risks of such a strategy and offers practical advice on how to secure your retirement through planning, boosting superannuation, and improving your business’s attractiveness to potential buyers.
With the Australian population over 70 expected to reach nearly four million in the next 20 years, aged care planning is becoming increasingly important. This article covers the essentials of the aged care system, government support, fee structures, and the importance of early planning and open discussion within families.
Retirement should be a time to enjoy life, pursue new hobbies, and give back to the community. Discover how planning ahead and exploring various activities can make your retirement fulfilling and purposeful.
Looking forward to an enjoyable retirement? Our top 10 tips will help ensure you’re on track. From reviewing your investments to getting your estate in order, this checklist will guide you towards a smooth and stress-free retirement.