Why Retirement is Getting More Expensive
The cost of living is making retirement more expensive than ever. Learn why a comfortable retirement now requires a larger nest egg and how inflation impacts retiree budgets.
How to Retire with Greater Confidence
Discover how to retire with greater confidence by addressing common financial concerns and challenges. Learn about strategies to manage your retirement funds and secure your future.
How to Decipher the Freeze on Deeming Rates – Vanguard Report
The federal budget has announced a freeze on social security deeming rates until June 2025. This decision has significant income implications for Age Pension recipients and suggests potential changes in official interest rates. Learn what deeming rates are, their benefits, and what the freeze means for your retirement planning.
You might be surprised at what really drives interest rates
This article explains the factors that drive interest rates, including the roles of the RBA, APRA, and external economic influences. Learn how these factors impact your mortgage and financial planning decisions.
As interest rates rise, so does the risk of losing your home
With housing prices soaring and mortgages growing, have you considered what may happen when interest rates increase? This article discusses how even a small rise in interest rates can impact your budget and what steps you can take to prepare yourself financially.
Quarterly Economic Update: Jan-Mar 2024
The first quarter of 2024 saw significant economic developments in Australia. The government introduced changes to the Stage 3 Tax Cuts, aiming to provide greater benefits to middle-income earners. Inflation showed signs of easing, yet remained high in certain areas, prompting the RBA to maintain the cash rate at 4.35%. The stock market experienced record highs, while the property sector continued to face pressures with a national vacancy rate hitting a low of 0.7%. The labour market showed cooling trends with a shift towards part-time employment and a forecasted rise in the unemployment rate. This quarterly update highlights the dynamic economic landscape and the ongoing challenges and opportunities.
Vanguard’s April 2024 investment and economic outlook
Our region-by-region economic outlook and latest forecasts for investment returns.U.S. Consumer Price Index (CPI) data for March underscore the challenge...