Why Retirement is Getting More Expensive
The cost of living is making retirement more expensive than ever. Learn why a comfortable retirement now requires a larger nest egg and how inflation impacts retiree budgets.
Ten Tips for Managing Debt
Managing debt can be daunting, but these ten tips can help you regain control and reduce financial stress.
Getting to a Higher Level of Financial Literacy in Australia – Vanguard Report
This article from Vanguard delves into the benefits of improving financial literacy and highlights the current state of financial education in Australia. Learn how financial knowledge can help you better manage your money and prepare for different life stages.
Keeping up with the Joneses could be costing you more than you think
Keeping up with the Joneses can lead to financial stress and debt. Learn how to manage your finances better with mindful spending, budgeting, and avoiding impulse buys. This article provides practical tips to help you stay in control and live your best financial life.
Helping you keep out of trouble with your credit card debt.
Credit cards can make life easier, but they also pose a risk if not managed properly. This article provides simple suggestions to help turn credit cards into effective money management tools, ensuring you stay on top of your debt and avoid financial trouble.
Breaking free from living pay-to-pay
An alarming number of Australians are living paycheque-to-paycheque. This article explains how poor money management leads to cashflow issues and provides advice on breaking the pay-to-pay cycle and getting your finances under control.
Six steps to mastering your debt successfully
With Australian households being one of the most indebted in the world, this article explains six key steps to quickly get your cash flow back in the black. Learn how to manage your debt effectively and build a more secure financial future.
As interest rates rise, so does the risk of losing your home
With housing prices soaring and mortgages growing, have you considered what may happen when interest rates increase? This article discusses how even a small rise in interest rates can impact your budget and what steps you can take to prepare yourself financially.
End of Financial Year 2024 Tips
Get ready for the end of the financial year with these handy tips and opportunities. Ensure you make the most of your super contributions, manage your tax, and plan ahead for the new financial year.
Financial recovery: should you DIY or outsource your debt management?
Australia’s average household debt rose to $261,492 in 2021-22, while disposable income grew modestly to $139,064. With rising debt levels, interest rates, and living costs, many Australians are turning to debt management companies for help. These companies offer services like debt consolidation and creditor negotiation but come with their own set of pros and cons. Alternatively, DIY strategies such as budgeting, negotiating repayment terms, and seeking government assistance can be effective. Understanding your options and taking proactive steps are crucial for financial recovery.