Winter in Melbourne can be cold and dreary, but with some preparation and self-care, you can thrive through the chilly months. This article offers practical tips to stay warm, active, and emotionally balanced during the winter season.
Discover how you can balance work, life, and travel in this age of internet connectivity. Learn about alternative jobs you can do while exploring the world, and get tips on planning and preparing for your overseas adventure.
Ready for an overseas adventure? Ensure a fabulous trip with these eight essential travel tips. From updating your Power of Attorney to safeguarding your belongings, a bit of preparation can make all the difference. Stay safe, stay prepared, and enjoy your journey!
Is the Great Australian Dream of homeownership becoming a thing of the past? With the rise of remote work, freelancing, and the allure of a flexible lifestyle, many are opting to rent for life. Renting offers mobility, freedom from maintenance, and financial flexibility, but it lacks asset accumulation and long-term stability. The choice between renting and buying is deeply personal, influenced by individual priorities and life goals. Explore the pros and cons of renting for life and see if this modern lifestyle aligns with your aspirations.
The 2024 World Happiness Report ranks Finland as the happiest country for the seventh year in a row, while the USA drops out of the top 20 for the first time. Serbia and Bulgaria show the most significant improvements, climbing 69 and 63 places, respectively, since 2013. Rankings are based on people’s assessments of their quality of life, analyzed alongside factors like GDP, life expectancy, and perceptions of freedom and corruption. This year’s report also introduces age-specific rankings, highlighting significant generational differences in happiness and life satisfaction.
The Australian Bureau of Statistics reports that the national saving ratio has plummeted to a 17-year low of 1.1% of total disposable income. Nearly half of Australians have less than $1,000 in savings, with 20% having no savings at all. This financial instability is causing significant stress, with 76% of respondents feeling strained by their current situation. The stark contrast between the average savings of $36,095 and those struggling underscores the divide. With many Australians living paycheck to paycheck, even minor emergencies like a flat tyre could push them into debt. Experts urge the importance of building a savings buffer and finding ways to reduce expenses and increase income to alleviate financial pressure.
Generally speaking, we Australians are pretty financially savvy, that is, we understand the how and why of effectively managing our...
Steve and Sue Smith have worked hard all their lives, paid their taxes, and now that they have retired, they...
Aged Care Planning: A Critical Component of Holistic Financial Advice As the Australian population ages, the importance of aged care...
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