The federal budget has announced a freeze on social security deeming rates until June 2025. This decision has significant income implications for Age Pension recipients and suggests potential changes in official interest rates. Learn what deeming rates are, their benefits, and what the freeze means for your retirement planning.
Self managed super fund (SMSF) trustees display higher retirement confidence compared to APRA fund members, with many showing minimal concern about outliving their savings. The 2024 Vanguard/Investment Trends SMSF Report highlights key trends, investment behaviors, and advice needs among Australia’s SMSF investors.
Discover why a growing number of self-managed super fund (SMSF) trustees are incorporating exchange traded funds (ETFs) and managed funds into their portfolios. The 2024 Vanguard/Investment Trends SMSF Report reveals significant trends, including increased allocations to ETFs and managed funds, and the benefits driving these investment choices. Learn how diversification, access to specific markets, and cost-effectiveness are shaping the investment strategies of Australia’s SMSFs.
Reflect on the profound influence of the late Daniel Kahneman, a pioneer of behavioural economics, and his insights into how we make investment decisions, highlighting the importance of understanding biases and decision-making systems.
With the end of the financial year approaching, here are five practical steps to boost your superannuation balance before 30 June 2024, ensuring a more secure retirement future.
Discover the key superannuation changes coming into effect on 1 July 2024, designed to help Australians boost their retirement savings.
Choosing the right financial adviser can significantly impact your financial success. Discover the key factors to consider when selecting a financial adviser.
Explore the crucial role stock exchanges play in ensuring ETF liquidity and efficiency, enhancing investor experience and cost savings.
Explore key considerations for transitioning into retirement and understand your options for accessing superannuation savings with insights from Vanguard.
Learn how to build a resilient investment portfolio in today’s volatile market environment with insights from Vanguard’s President and Chief Investment Officer, Greg Davis.